Low Rates, Lower Payments, and Cash Back
Get a Great Rate and $100 Cash Back¹ When You Refinance Your Auto Loan
Lower your monthly auto loan payment and put an extra $100 cash back1 in your pocket when you refinance your existing auto loan with EdFed. Saving money is simple when you switch your loan to EdFed and potentially drop your existing rate by more than 1%2.
Subject to credit approval. Offer terms and conditions apply. Federally insured by NCUA.
Refinance Your Auto Loan with EdFed and You Could Lower Your Rate by Over 1%²
Pay Less and Save with EdFed
Subject to credit approval. Terms apply.
Why pay more? Paying less with EdFed is as easy as 1, 2, 3.
EdFed can put you on the road to lower payments and more savings
More Ways to Save and Borrow Smarter with EdFed
As an EdFed member, you can also take advantage of our full range of loan solutions. Choose from auto, mortgage, home equity³, and personal loan solutions designed to meet your financial needs.
Apply to Refinance Your Auto Loan
Complete a short application to check your options.
1
See If You Qualify for a Lower Rate
You may be eligible for lower monthly payments and better terms.
2
Get $100 Cash Back1
Get a $100 credit after your refinance loan closes and conditions are met.¹
3
Routing Transit # 267077821
© 2016–2025 Educational Federal Credit Union. All rights reserved.
EDUCATIONAL FEDERAL CREDIT UNION
- Member Contact Center: 305-270-5250
- Toll-Free: 1-855-2EDFED8
Federally insured by NCUA. All loans are subject to credit approval and are granted based on individual creditworthiness ability to repay and credit score.
1Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum for 14 days to qualify.
2The Swap & Drop 1% percent loan rate reduction is available for autos and motorcycles currently financed elsewhere that are refinanced with EdFed. The Swap & Drop loan rate reduction is subject to a Floor Rate of 2.75% APR. Offer excludes refinances of existing EdFed loans.
3All loans are subject to approval based on creditworthiness, ability to repay, credit score, repayment period and equity in home. Home Equity Fixed Rate Loans are available for owner-occupied primary residences located in the State of Florida only. Homeowners insurance is required; flood insurance is required where necessary. You must reimburse EdFed for out-of-pocket origination expenses if your average daily loan balance falls below $10,000 during the first 12 months. Additional terms and conditions apply. Offer may be withdrawn without notice.
Refinance your auto loan and get $100 CASH BACK1
Pay Less with EdFed
Subject to credit approval. Offer terms and conditions apply. Federally insured by NCUA.
Subject to credit approval. Offer terms and conditions apply. Federally insured by NCUA.
Subject to credit approval. Offer terms and conditions apply. Federally insured by NCUA.