Low Rates, Lower Payments, and Cash Back

Get a great rate and $100 Cash Backwith an EdFed Auto Loan!

Lower your monthly auto loan payment and put an extra $100 cash back1 in your pocket when you refinance your existing auto loan with EdFed. Saving money is simple when you switch your loan to EdFed and potentially drop your existing rate by more than 1%2.


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Refinance Your Auto Loan with EdFed and Potentially Drop Your Rate by More Than 1%2

Pay Less with EdFed

Why pay more? Paying less with EdFed is as easy as 1, 2, 3.

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EdFed can put you on the road to lower payments and more savings

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EdFed Members Have Even More Ways to Save!

As an EdFed member, you can also take advantage of our full range of loan solutions designed to meet your needs. Choose from Auto, Mortgage, Home Equity3 and Personal Loans.

Apply for an Auto Loan

Refinance your existing auto loan.

1

Take Advantage of Lower Rates

Enjoy additional savings or lower payments with your new auto loan. 

2

Get $100 Cash Back1

After you close on your new auto loan, you will receive $100 cash back!1

3

Federally insured by NCUA

Routing Transit # 267077821
© 2016–2023 Educational Federal Credit Union. All rights reserved.

EDUCATIONAL FEDERAL CREDIT UNION

Member Contact Center: 305-270-5250
Toll-Free: 1-855-2EDFED8
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Federally insured by NCUA. All loans are subject to credit approval and are granted based on individual creditworthiness ability to repay and credit score. 

1Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum for 14 days to qualify.

2The Swap & Drop 1% percent loan rate reduction is available for autos and motorcycles currently financed elsewhere that are refinanced with EdFed. The Swap & Drop loan rate reduction is subject to a Floor Rate of 2.75% APR. Offer excludes refinances of existing EdFed loans.

3All loans are subject to approval based on creditworthiness, ability to repay, credit score, repayment period and equity in home. Home Equity Fixed Rate Loans are  available for owner-occupied primary residences located in the State of Florida only. Homeowners insurance is required; flood insurance is required where necessary. You must reimburse EdFed for out-of-pocket origination expenses if your average daily loan balance falls below $10,000 during the first 12 months. Additional terms and conditions apply. Offer may be withdrawn without notice.

Refinance your auto loan and get $100 CASH BACK1

Pay Less with EdFed